Skip to content
Advances in Decision Sciences (ADS)

Advances in Decision Sciences (ADS)

Published by Asia University, Taiwan; Scientific and Business World

  • About This Journal
    • Aim and Scope
    • Abstracting and Indexing
    • Editorial Board
    • Editorial Workflow
    • Publication Ethics
    • Paper Submission
    • Manuscript Format
    • Manuscript FAQ
    • Subscription Information
  • Editors Menu
    • Editors’ Roles and Responsibilities
    • Handling a Manuscript
    • Peer Review at ADS@AU
    • English Editing
  • Special Issues
    • About Special Issues
    • Editorial Board Special Issues
    • Preparing a Call for Papers
    • Promoting a Call for Papers
    • Special Invitation
    • Special Issues FAQ
    • Published Special Issues
  • Table of Contents
    • Table of Contents for Year 2024
    • Table of Contents for Year 2023
    • Table of Contents for Year 2022
    • Table of Contents for Year 2021
    • Table of Contents for Year 2020
    • Table of Contents for Year 2019
    • Table of Contents for Year 2018
    • Archive Contents for Year 1997 to 2017
      • Table of Contents for Year 2017
      • Table of Contents for Year 2016
      • Table of Contents for Year 2015
      • Table of Contents for Year 2014
      • Table of Contents for Year 2013
      • Table of Contents for Year 2012
      • Table of Contents for Year 2011
      • Table of Contents for Year 2010
      • Table of Contents for Year 2009
      • Table of Contents for Year 2008
      • Table of Contents for Year 2007
      • Table of Contents for Year 2006
      • Table of Contents for Year 2005
      • Table of Contents for Year 2004
      • Table of Contents for Year 2003
      • Table of Contents for Year 2002
      • Table of Contents for Year 2001
      • Table of Contents for Year 2000
      • Table of Contents for Year 1999
      • Table of Contents for Year 1998
      • Table of Contents for Year 1997
  • Contact Us
  • Home

Net Interest Margin of Commercial Banks in Vietnam

Net Interest Margin of Commercial Banks in Vietnam

Title

Net Interest Margin of Commercial Banks in Vietnam

Authors

  • Nguyen Duy Suu
    (Faculty of Finance and Banking, Ton Duc Thang University, Ho Chi Minh City, Vietnam)
  • Thu-Quang Luu
    (Faculty of Finance and Banking, Ton Duc Thang University, Ho Chi Minh City, Vietnam)
  • Kim-Hung Pho
    (Faculty of Mathematics and Statistics, Ton Duc Thang University, Ho Chi Minh City, Vietnam)
  • Michael McAleer
    (Department of Finance, Asia University, Taiwan)

Abstract

The paper investigates the factors that affect the net interest margin (NIM) of commercial banks (CBs) in Vietnam between 2008 and 2018. We examine secondary data of CBs with 308 observations during the period 2008-2018, and apply a range of investigative methods to confirm the empirical findings. The results show that operating expenses and credit risk have a positive impact on NIM, whereas the level of risk aversion, quality of management, income from trading, and the proportion of deposits have negative impacts on NIM. The empirical findings offer suggestions which should help bank management to identify the factors affecting the marginal interest rate to apply suitable policies in supervising CBs in Vietnam.

Keywords

Marginal rate, net interest margins, operating costs of commercial bank, market power

Classification-JEL

E42, G20, G21, O16, O53

Pages

1-27

https://doi.org/10.47654/v24y2020i1p1-27

Post navigation

Previous PostNet Interest Margin of Commercial Banks in Vietnam

Submit Paper

Register / Submit




Special Issue Information

About Special Issues

Categories

ISSN 2090-3359 (Print)
ISSN 2090-3367 (Online)

Asia University, Taiwan

Scientific and Business World

4.7
2023CiteScore
 
86th percentile
Powered by  Scopus
SCImago Journal & Country Rank
Q2 in Scopus
CiteScore 2023 = 4.7
CiteScoreTracker 2024 = 8.5
SNIP 2023 = 0.799
SJR Quartile = Q1
SJR 2024 = 0.814
H-Index = 20

Flag Counter
Since July 28, 2021

Powered by Headline WordPress Theme
Go to mobile version